Travel. Gear up with the gadgets you want. Buy the merch that tickles your fancy. Collect. Enjoy. All these goals and more are possible with Maya Personal Goals.
Maya is the #1 Digital Bank in the Philippines. And it can power your Personal Goals with up to 8% interest per annum (pa). It is designed to be effortless, flexible, and all inside the Maya app. It is your personal piggy bank that pays off big time.
Maya Personal Goals Benefits
Earn More when You Save More. The more you save, the more you earn with Maya Personal Goals. Each goal account starts at 4% p.a. And your rate grows every time you add ₱20,000—stacking up to a maximum of 8% p.a.
Multiple Goals, One App. Maya lets you create up to five goal accounts. You can save for travel, new gadgets, concerts, or even your KPop stan life—all in one app.
Flexibility Without the Fees. Maya Personal Goals puts you in control. There are no lock-up periods or cancellation fees. You can save at your own pace and access your money whenever you need it.
Savings You Can Trust. Maya is BSP-licensed and PDIC-insured for up to ₱1 million. You can grow your money with peace of mind knowing your funds are protected every step of the way.
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Set Your Maya Personal Goals
Ready to save up for your goals?

Follow these steps to get started:
- Go to the Savings tab in the Maya app and set up a Personal Goal — name it, set a due date, and assign your target amount.
- Fund your goal by depositing from your Maya Savings, Maya Wallet, or other banks — it’s seamless and all done inside the app.
- Start earning right away: deposits from ₱1–₱20,000 earn 4% p.a. per goal.
- Save more to boost: every additional ₱20,000 you deposit unlocks its own boosted rate — stacking up to as much as 8% p.a. on deposits up to ₱100,000. Amounts beyond ₱100,000 will no longer earn interest.
With Maya Personal Goals, saving becomes more than just a habit. It is a smart (and easy) way to turn your bucket list into reality. Big or small, every dream feels within reach when your money is growing with Maya.
After all, any time is a great time to start working for your goals.
Follow Maya
Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.
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